Introduction If you have taken a personal loan in Singapore and cannot pay it back on time, there is no need to worry. You can repay your loan faster by increasing your EMI or using some savings. Alternatively, consider working part-time to make the payments if you have extra time. Increase your EMI If you […]
Introduction. Refinancing has perks and cons, but the big question is, should you refinance my existing loan or just stick to your current one? Below, we go through some of the reasons you should be considered for refinancing. 1. Lower Interest Rates. You may have obtained your loan long ago, particularly if it was for […]
Introduction If you intend to sign up for a personal loan, knowing how lenders in Singapore look at your credit score is important. The first thing you must remember is that Singapore’s credit score range is 300 to 900 points. Banks will look at your past payment history and the type of loan you want. […]
Introduction If you need a loan, you might be looking for the best money lenders in Singapore. Since there are so many options, it can be hard to decide which the right one for you is. I’ve researched and compiled a list of some of the top companies that offer personal loans. MoneyMax MoneyMax is […]
Introduction A personal loan in Singapore is a great way to borrow money, especially if you need cash for an emergency or unexpected expense. But if you aren’t careful, it can also be an excellent way for banks to take advantage of you. Here are some tips for applying for a personal loan without being […]
Introduction Moneylenders in Singapore are licensed by the Ministry of Law (MinLaw). These licensed moneylenders have to abide by the rules and regulations that MinLaw has set out. The Ministry of Law has put a cap on how much money they can lend out at any one time, and there are also limits on how […]
Introduction Personal loans are a great way to invest in your future, but you can’t just apply for one without considering the factors that might disqualify your application. If you’ve been denied a loan before, it’s time to take a closer look at these criteria to keep them in mind when applying for a personal […]
Introduction If you’re looking to borrow money, a personal loan in Singapore or line of credit might be the right fit. But what are the differences between them? And which one should you choose? We’ll break down all the key details so that you can decide for yourself. Personal loan basics A personal loan is […]
To apply for a personal loan as a foreigner in Singapore, You’ll need an employment pass valid for 1 year, and 3 months’ worth of pay slips to show your annual income falls within the range of $40,000 to $60,000. If your pay slips show that you earn more than $60,000 per year, you won’t […]
Introduction There are many things you can do with an unsecured personal loan. You can use it as a financial lifeline, an investment opportunity, or even a way to care for your expenses. However, you must ensure that you don’t start piling up debt on your shoulders by taking multiple loans simultaneously or by paying […]
